I realized at home I could not see .htaccess files or any files beginning with "." when using Fetch 4.0.3 for OSX, although using the same version at work I could. Haven't solved the "why" of that yet, but I did find a quick fix:

Open AppleScript Editor, paste:

tell application "Fetch 4.0.3"

	set use LIST minus al to true

end tell

into the code window, and click "Run." Problem solved.

Thanks to the guys at Fetchsoftworks for that one.